Avanta Loan Rates

Type	Term	APR*

Vehicle Loans**
2008 or Newer	60 months	As low as 5.25%
2008 or Newer	84 months	As low as 5.75%
’01 - ’07	60 months	As low as 5.25%
older than ’01	48 months	As low as 6.70%

Recreational Vehicle Loans**
2008 or Newer	180 months	As low as 5.25%
Older than 2008	84 months	As low as 5.25%

Boat / Motor Home / Trailer Loans**
	60 months	As low as 6.25%
Loans over $12,000	120 months	As low as 6.75%

Mobile Home Loans**
New & Used	180 months	As low as 8.75%

Share Secured Loans**
Regular Shares	144 months	4.50%
Share Certificates	2.00% above certificate rate, rounded up to nearest .25%

Personal Loans**
	60 months	As low as 8.75% to 18.00%

Mortgage Loans***
In-House Mortgage and Secondary Market Programs Available	Various	Call for current market rates
Home Equity Line of Credit -Variable ****	180 months	As low as Prime (5.00% floor)
Home Equity - Fixed	60 months	As low as 5.95%
Home Equity - Fixed	120 months	As low as 6.45%
Home Equity - Fixed	180 months	As low as 6.95%
Construction Loan	12 months max	As low as 7.25%

Agriculture/Commercial Loans**
Contact a Commercial Loan Officer for Current Rates

VISA Credit Cards**
		11.90%

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* APR = Annual Percentage Rate.
** Rates effective as stated above. Rates are subject to change without notice. Terms of repayment for a loan at a 6.55% interest rate would be $30.68 per $1,000 borrowed.
*** Real estate loans are available on Montana residences only.
**** Rate may change after account is opened. APR will vary at Prime Rate as published in the Wall Street Journal. APR will not exceed 18.00%.